Save $ By Making Holiday Gifts!

Holiday shopping doesn't need to break the bank. After all, it's the thought that counts, right? So here are some very thoughtful, but frugal gifts:

1) Bake something! You might put it in a nice, holiday tin or you might just gift the baking dish with it.

2) Make something! If you are crafty, knit a scarf, crochet a hat, bead a necklace, etc. Here are 101 ideas from Everything Etsy for making your own gifts.

3) Give of your time! Maybe you have a family member who could use a little help with a house project. Create a fun coupon they can redeem for several hours of your assistance.

If only a "store bought" gift will do, find a bargain on discount shopping sites like Overstock.com.